BDO Cash Card

When BDO introduced their latest debit card, I took the opportunity to get one for my mom since she’s having lots of difficulties in using her BPI express cash card. At the bank, I decided to get one for myself too. 😉

BDO Cash card is a re-loadable prepaid electronic debit card. It’s like a wallet. You don’t have to make an initial deposit just to apply for this debit card. Aside from that, NO MAINTAINING BALANCE needed and it will not earn interest at all. You can use this for shopping and even paying for your groceries. If you have problems sending money to your families, you can get one for them. Sending money to them would just be a breeze. But keep this in mind: BDO cash cards have a cut off time. Better to reload at an early time, if possible before lunch. Same thing when withrawing money using your cash card. Because the ATMs can only provide a certain amount for cash cards, not sure if it’s only a hundred thousand but they still priotize the debit card holders.


1. Go to the nearest BDO branch with 2 valid IDs. (PRC ID, SSS ID, Driver’s License, Postal ID, Voter’s ID)

**Note: Company ID is not being honored as a valid ID)

2. Fill-out the form which will be given by the bank personnel.

3. Pay P120 for each cash card to be released after 5 working days.

I thought only individuals like me would avail such a card like that but to my surprise, many companies are now using the cash cards for payroll accounts instead of the ATM Debit Card. In addition to that, cash cards being used in payroll won’t be able to transfer funds to another cash card account. Well,  depositing money to another cash card won’t be such  a pain in the neck for you don’t have to wait in a long queue. After filling out the black form, just go straight to the area where cash cards applications are being processed and VIOLA! You’ll be done in less than a minute. 🙂

Discalimer: This is not a paid post/advertisement.

50 Comments (+add yours?)

  1. vyney
    Dec 24, 2011 @ 09:12:46

    is that same with atm debit card? pede din ba yan mag earn ng points? kc ngask me sa BDO one tym . apllying for bdo debit cash card, nid ng 2 valid i.d., ska isang 1×1 pic. ts P2000 cash, my maintaining sya na P2000???


    • G-nang
      Jan 09, 2012 @ 10:27:51

      Hi there! Cash card is different from a debit card. It has no maintaining balance. Actually it’s more like of a wallet. Your money won’t earn any interest at all compared to a debit card. If you would apply for a cash card, all you have to bring is 2 valid IDs and P200. 🙂


  2. kris
    Jan 11, 2012 @ 13:15:22

    hi paano poh mgsend ng money sa cash card my brother wants to send money to me pano ggawin nya need b nya punta sa BDO tapos bigay account number ng cash card ko tapos mttransfer n sya sa cash card q?


    • G-nang
      Jan 17, 2012 @ 04:11:37

      Yup, your brother needs to go to the nearest BDO branch, fill out the black form (ask the guard for assistance) with your name and account number as well as the amount to be deposited then ask the guard if he needs to queue. Kasi yung ibang branch, hindi na pumipila, diretso na lang sa counter (customer assistance) pero sa iba kailangang pumila kasama ng deposit and withraw transactions. Hope this helps!


  3. jm
    Jan 26, 2012 @ 13:04:57

    pwd po bang mag over the counter pag bdo payroll account? nawala kasi yung atm ko nadukot sa cubao 😦


    • G-nang
      Jan 31, 2012 @ 23:48:20

      Oh, I am sorry… I have no idea about it. But since payroll ka naman, maaring oo. Siguro mas makabubuti kung pupunta ka mismo sa kahit anong BDO branch at magtanong. I hope na napa-block mo na yung nanakaw na card sayo.


  4. Marvin
    Mar 06, 2012 @ 10:35:23

    Hi, can i use the bdo cash card to widthraw money from atm machines abroad? it doesn’t have mastercard/visa logo.



  5. claire
    Mar 23, 2012 @ 05:25:50

    hello is the cash card account number po ba yung nasa above your name po ba?thanks


  6. John Kert Quiñones Lagahit
    Apr 21, 2012 @ 09:51:26

    Hello, I am a college student and I only have 1 ID, can I still apply for BDO Cash Card?


  7. jetsterjester
    Apr 26, 2012 @ 06:12:44

    I was trying to purchase books online. I tried sa Amazon, Barnes & Noble, and even BookDepository. Sadly, all of these channels don’t accept the standard BDO ATM debit card. I guess it’s not activated for international purposes. So then, I tried connecting the card to Paypal. But to no avail. Paypal does not support BDO debit cards as well. Then I read that prepaid cards can be used to purchase online. Here in the Philippines, I found that the BDO Cash Card serves that purpose. So, I was wondering.. have you tried using your Cash Card for (international) online purchases such as through Amazon and Barnes & Noble? Salamat! Really desperate.

    P.S. Sucks to not have a credit card 😦


    • G-nang
      Apr 28, 2012 @ 02:56:12

      Oh no, I haven’t tried it. But I think debit card from BPI supports paypal as well as Eon Card of Union Bank. Try to get one. 🙂


  8. star
    Jun 21, 2012 @ 07:34:10

    Hi. May charges or fee ba pag mag rereload ng pera sa cash card? kasi sa rcbc cash card may bayad 10 pesos pag mag reload.


  9. Girlie
    Jul 01, 2012 @ 23:18:07

    Hello there, can I withdraw money using my BDO cash card in another ATM machine ( not BDO atm machine) have you tried using PNB or Landbank atm machine with BDO cash card?


  10. justaskin
    Jul 09, 2012 @ 14:19:36

    maka accept po ba nang fund transfer from bdo din ang BDO payroll cash card?


    • G-nang
      Aug 06, 2012 @ 03:08:34

      Depende kung cash card ang naka-enrol sa payroll ninyo, meaning, kung cash card ang kinuha ng employer mo para gamitin sa pagpapasahod sa inyo.


  11. Emman
    Jul 19, 2012 @ 11:04:35

    Maganda nga to. Free ang transactions within BDO. . .Sa BPI kasi nag inquire dn ako may charge 5 pag mag withdraw ka with BPI ATM pag sa iba naman 15. . .Yung RCB myWALLET pwde yun sa paypal. . .Gusto ko rin kumuha ng BDO cash card.


  12. michcausapin
    Jul 19, 2012 @ 15:28:05

    students can avail this?


  13. melody
    Jul 28, 2012 @ 15:33:26

    may charges ba yan kapag mag interbranch deposit? im an online seller kasi, mas prefer ng buyers to pay from banks na walang charges.


  14. joc joc
    Jul 31, 2012 @ 08:25:31

    hello ! ask ko lang po sana kung pwede ko pong ipapalit sa cash card yung atm/debit card ko para wala po akong maintaining balance ? ano po gagawin ko po ?


    • G-nang
      Aug 06, 2012 @ 03:00:15

      Magkaiba kasing account yun. Kung personal account yan, better siguro kung i-close no na yung debit card mo then transfer your money to your cash card. Kaya lang, hindi nag-e-earn ng interest ang cash card unlike the debit card (savings account).


  15. meggy
    Aug 09, 2012 @ 22:15:31

    naghahanap ako ng online job sa bahay lang.ok ba tung cash card ang e apply ko?1st timer kasi walang alam…


  16. rain
    Aug 10, 2012 @ 04:12:45

    can i access cashcard through internet.. ??


  17. Naira
    Aug 11, 2012 @ 11:37:43

    Hi sis. Pwede rin bang gamitin ito kapag kunwari yung mother ko from Spain, maghuhulog siya ng money dito sa BDO Cash Card?


    • G-nang
      Aug 13, 2012 @ 05:32:52

      Nope, hindi pwede.


    • Erico
      Sep 03, 2012 @ 01:21:40

      Suggestion: If you want such service, you may apply for a Unionbank Eon Card which is almost the same with BDO Cash Card. It has no maintaining balance but it has an annual fee of PHP 350.00. The reason why there is an annual fee is because it is accepted internationally where VISA cards are accepted. And unlike other banks, Unionbank does not charge the receiver of remittance; what you will see in your balance will also be the same to the amount your mother will send from Spain. The only charge that will apply is yung conversion fee of 2% that is processed by VISA and not by Unionbank. The only cons here with Unionbank is that you are only allowed to withdraw twice in a month. If you decided to withdraw for the 3rd time, Unionbank will charge you 10 pesos only.

      This card can also be used for online purchases and it doubles as a credit card (yun nga lang prepaid credit card). 🙂


  18. Marian
    Aug 22, 2012 @ 08:26:27

    Hi. Tanong lang po. Ang BDO cash card ko po kasi is local-with name ang type niya. Tama dba na di pwede paglocal tapos from abroad ang mapapadala. What if yung Corporate po na type na cash card, pwde na ba mka-receive like from Australia or where?



    • G-nang
      Oct 30, 2012 @ 04:13:00

      Hi, better to ask the information desk of BDO about this. Sa pagkakaalam ko kasi, hindi talaga siya pwede tumanggap ng money from other countries kasi it’s not a debit card.


  19. Mark
    Sep 02, 2012 @ 01:45:51

    bkit hndi po sya maregister sa online banking?? invalid card number lumalabas.. d b po sabi mo yung number sa taas ng name yun na ang account number.. pls reply.. thanks.


    • G-nang
      Oct 30, 2012 @ 04:18:04

      Yes, yun nga ang account number but I never did mention that it can be registered in online banking… You may ask the customer service desik of BDO for further questions about it. Thanks!


  20. Arbien Oco
    Sep 09, 2012 @ 07:02:19

    hello po. pwede po ba magdeposit yung kakilala ko ng pera mula sa bpi nya papunta sa bdo cash card?


  21. maeryl
    Sep 22, 2012 @ 00:50:50

    nag stop kasi aku nang pag.aaral..
    so i dont have a valid i.d..
    anu poh ba ang pwde kong gawin.para mka apply aku. kazi gux2 ko makakuha ng cash card para narin mkaipon aku.. para mkapasok aku next skul year..
    i need a reply,


    • G-nang
      Oct 30, 2012 @ 04:29:31

      Try mo sa BPI, meron sila ngayong BPI easy saver na atm card, P200 lang kailangan mo and 1 valid ID. No idea kung pwede yung mga nabanggit mong ID na meron ka.


  22. Ree Chard
    Feb 11, 2014 @ 05:52:47

    i want to know my BDO cash card account number.. my card number 601853 906 9427189.. can you please help me how? my sister is in other country and she want to send money. tinatanong nya sakin kung ano yung account number ko. any sites to know my account number?


    • G-nang
      Apr 30, 2014 @ 01:19:49

      The numbers written on your card is your account number. However people from other countries won’t be able to transfer funds to your cash card. That is not a debit card, that’s why.


  23. Charm
    Mar 31, 2014 @ 14:49:11

    can it be linked in paypal accounts? I was planning on purchasing a cash card since BDO yung bank account ko eh. thanks


  24. AJ
    Apr 07, 2014 @ 20:50:51

    Hi. Ahm pag mag apply ba ng BDO Cash Card e dapat may account savings ka sa BDO? Thanks!!


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